Cottage safety: Your essential checklist for a carefree summer

There’s nothing like escaping to your cottage, where fresh air, scenic views, and time with loved ones create a perfect getaway. Amid all that relaxation, it’s easy to overlook small but significant steps that help keep you and your guests safe.

That’s why we’ve put together this cottage safety checklist. From checking fire hazards to preparing for an emergency, these tips will help you enjoy a worry-free retreat all season long.

1. Inspect smoke and carbon monoxide detectors
Test your devices regularly and replace batteries at the start of each season. Remember the risks: Carbon monoxide poisoning is the number one cause of accidental poisoning deaths in North America, so a quick check can go a long way toward preventing tragedy.

2. Service electrical systems
Critters sometimes find their way into cottages during the off-season. Before switching the power back on, look for signs of gnawing on wires and cords. Repair damaged areas as soon as possible to reduce the risk of electrical fires or malfunctions.

3. Refresh fire extinguishers
Make sure you have at least one fire extinguisher on each floor and keep them accessible. Check the expiration date on each one and confirm that the pressure gauge is within the recommended level.

4. Clean and maintain your BBQ
Remove leftover grease and debris thoroughly before grilling to avoid fire hazards. Keep flammable items, including fuel and firewood, at least 10 metres away from the cottage, and never leave a lit BBQ unattended.

5. Use caution around campfires
Always keep water or sand and a shovel on hand when you light a campfire. At the end of the night, thoroughly douse the embers until they’re cold. This is especially important in drier regions, where small sparks can ignite quickly.

6. Inspect your boat
Give your boat a thorough once-over before taking it out. Check the hull for cracks and examine fuel lines for leaks. Then, ensure you have the proper safety gear—including a first aid kit, bailer and life jackets that fit everyone on board. According to the Canadian Red Cross, wearing a life jacket could prevent up to 90% of all boating-related drownings. Make it a habit to run this quick safety check before every outing.

7. Stay alert to environmental conditions before heading out on the water
Get into the habit of reviewing weather and water conditions before going out on a boat, kayak, or other watercraft. Look for high winds, darkening skies or sudden changes in the forecast. Staying vigilant can help you adjust your plans and ensure a safe journey.

8. Stock first aid kits
Place a well-stocked first aid kit in your cottage, boat, and your car. Include bandages, antiseptics, pain relievers, and any personal medications. Check expiration dates and replenish supplies at the start of every cottage season.

9. Make an emergency preparedness plan
Talk with your family about what to do if there’s a power outage, flood, or severe storm. Decide on a meeting place, identify who you'll call for help, and plan how you'll gather the necessary supplies to stay safe for at least 72 hours. Ensure everyone knows where to find first aid kits, fire extinguishers, and emergency exits. When you have new guests, walk them through your plan so they’re prepared.

10. Review your cottage insurance policy
Daily safety measures are important, but having the right cottage insurance coverage is just as crucial to protect your property if the unexpected happens. It’s wise to review your policy at the start of each cottage season, especially if you’ve made updates or added new amenities. Different regions in Canada can face varying hazards, such as forest fires, floods, or storms, so a tailored policy can offer more comprehensive coverage.

Start the cottage season with peace of mind

The best way to handle the unexpected is to be prepared. With these practical cottage safety measures in place, you can focus on making wonderful memories at your home away from home.

Contact Orbit for a cottage insurance quote

Are you looking to update your cottage insurance or get coverage for a new property? Speak to an experienced Orbit insurance broker today. Orbit provides coverage for every cottage owner’s needs. Let us help you enjoy your summer safely, securely, and with total peace of mind.