Whether you own or rent, Orbit has you covered
No matter where you live, you want to know that you, your home, and your belongings are safe. For your peace of mind, it’s important that you have the right insurance
For decades, Orbit has been protecting homeowners and their homes. Whether you own a house, condo, seasonal home, or you’re renting, we can help you make sense of the coverage and rates available.
Discover service that revolves around you
Orbit works with a number of insurance providers and can help you find the right coverage for your specific needs.
Everything from needing contents insurance as a renter or special coverage for your valuables, we’ll help you find insurance that fits.
Home Insurance
Your home is uniquely yours
From the colours of the walls to the photos you hang, and the décor in each room, your home is uniquely yours!
Having insurance to protect what matters most is important, especially when it comes to investments as large as owning property. Orbit has coverage to protect your personal property in the case of theft or damage, as well as insurance for unforeseen liabilities and any damage to your dwelling or detached structures.
Let Orbit worry about the insurance so you can focus on what matters most.
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Extra coverage for extra peace of mind
Water damage is one of the most common claims that homeowners may encounter. That’s why Orbit has extra coverage for sewer back-up protection to insure your home against water damage and sewer back-up loss. We also have add-ons for secondary residences, such as summer homes, and extra coverage to support you during times of inflation.
Not sure what you need? Our Worry Free Bundle provides the best value for your home insurance by combining the Disappearing Deductible endorsement and Personal Property Claims Protector. But don’t stress! We are the experts for a reason.
Contact an Orbit insurance broker for more information on the extra coverage that would be most beneficial to your insurance policy.
Condo Insurance
Protect yourself and your condo
Your building’s insurance policy may cover most common areas and the physical structure, but it doesn’t include your or your unit.
Protect your home and personal belongings from unforeseen claims with Orbit.
We have tailored coverage for condo owners that include:
- support for improvements
- Protection of Personal Property
- Voluntary Medical Expenses
- property damages
- and Loss of Use if you cannot live in your condo while repairs happen.
An Orbit insurance broker can help find you applicable discounts and endorsements to make our competitive rates even more affordable. So, you can focus on what you love and leave the insurance to us. We’ve got you covered!
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Extra coverage for every need
Don’t worry about not having the special coverage you need for your condo!
From Identity Theft Insurance to Inflation Guard, Service Line Endorsement and Disappearing Deductible, an Orbit insurance broker can help you find the right coverage for you.
We work to ensure you feel understood, advised and protected. Because at Orbit, we revolve around you.
Tenant, Contents, & Renter’s Insurance
Don’t own your home but still want to protect what matters most?
We’re here for you. As a tenant, it’s important to still insure your personal property and protect yourself from risks, even though your landlord is responsible for insuring the dwelling itself.
Our Tenant Insurance includes:
- Protection of Personal Property
- Personal Liability
- protection of items in a storage unit
- and more.
An Orbit insurance broker can work with you to find the right insurance for your needs at the best rate available. Plus, we’ll search for discounts to help keep your premiums affordable.
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Extra coverage for renters
We have extra coverage options for your specific needs.
Our Worry Free Bundle offers the best value for your home insurance by combining the Disappearing Deductible and Personal Property Claims Protector add-ons to ensure your coverage is working with you.
Manufactured Home Insurance
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Insure your dream home with Orbit
You manufactured your dream home for a reason. That means your special project requires special coverage.
With our Manufactured Home Insurance, you get protection for your home and belongings that are similar to a standard homeowner’s policy. However, you also get access to protection for extras like:
- golf carts,
- outdoor sheds,
- yard equipment,
- and more.
Orbit will also support you through expenses you incur if you can’t stay in your home due to a claim. We are here to help you protect your unique investment, so keep dreaming big.
Ways to Save on Home Insurance
Ways to save on your home insurance
Some ways you can save on your premium include:
- having a residential alarm system installed such as a fire and/or theft alarm that is connected to monitoring system,
- having a good credit score,
- being a non-smoker,
- and bundling your home and auto insurance.
We have discount options no matter what size of home you have! If you own a condo, you may be able to save with our Mortgage Free Discount or New Home Discount. Our friendly, knowledgeable insurance brokers can help you find the right discounts to keep your premiums affordable.
Contact us today and discover service that revolves around you.
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See what our customers are saying
Randall from Toronto, ON
I have been dealing with Sal for quite some time now. She is an amazing broker. She is always so friendly and easy to deal with, I never have to worry about the right coverage; she always makes sure I’m aware of all coverages available. I hope you don’t mind, I always ask for her when I call.
Shawn & Mary from Kingston, ON
My insurance renewal went up 300 bucks with my old provider. I switched to Orbit and I’m paying less for auto and home insurance than I was.
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