How to have a fun and safe boating season: Your ultimate safety checklist

Summer’s here—that means it’s boating season! 

Whether you're cruising on a pontoon, paddling a kayak, or taking your motorboat out for the first big trip of the year, there's nothing quite like being on the water. But before you untie those dock lines, let’s talk about what matters most: staying safe out there.

Each year, preventable accidents happen on the water due to a lack of preparation. While boating is all about freedom and fun, it comes with serious responsibilities. The good news? Staying safe is simple when you know what to look out for.

In this article, we'll walk you through essential boating safety tips, a quick pre-departure checklist, and why reviewing your insurance coverage before you hit the waves is necessary.

Why safe boating matters

Boating accidents can result in injury, property damage, or worse. Cold water, sudden weather changes, or equipment failures can escalate quickly if unprepared. That's why safe boating isn't just a good idea—it's essential.

Following safe boating practices helps protect you, your passengers, and others sharing the water, including local wildlife.

Your safe boating checklist: 8 must-follow tips for the season

Before you set off, review this quick pre-departure checklist. 

1.    Make sure safety gear is on board and in good shape

Safety equipment requirements vary depending on your boat type, but every vessel should carry the following basics:

• Approved, properly fitted lifejackets or PFDs for each passenger
• First aid kit
• Buoyant heaving line (minimum 15 m)
• Sound-signalling device (e.g., a whistle)
• Paddle or anchor
• Watertight flashlight
• Bail bucket

Keep this gear accessible—not buried under seats. Emergencies happen fast.

Pro tip: Attach a whistle to your lifejacket so it’s always within reach if you need to call for help.

2.    Wear your lifejacket or PFD—always

A properly fitted, Transport Canada-approved lifejacket or personal flotation device (PFD) is necessary. Don't just stash it in the boat—wear it. According to the Canadian Red Cross, up to 90% of boating-related drownings could be prevented by wearing a lifejacket.

Ensure all lifejackets are in good condition with no rips, tears, or broken straps.

3.    Get licensed and know the rules

Operating a powered watercraft in Canada requires a Pleasure Craft Operator Card (PCOC) or other proof of competency approved by Transport Canada. Think of it as your boating license—it’s legally required in most provinces and contains lifesaving information every boater should know.

4.    Stay sober on the water

Boating under the influence is dangerous and illegal. It’s treated the same as impaired driving. Stay sober so you can stay alert. Save the celebratory drinks for when you're safely back on shore.

5.    Plan and share your route

Before heading out, decide on your route and share it with someone you trust. Use a trip plan form, like this Personal Boating Trip Plan Form from Transport Canada. Include details such as your boat's make, route and destination, expected return time, and who's on board. Leave one copy with a friend or family member and one with a local park office if applicable.

Always check the weather before heading out. If rough waters are in the forecast, it’s okay to postpone your trip.

6.    Inspect your boat before every outing

Give your boat a quick once-over before each trip. Check the engine, battery, fuel levels, and onboard systems. If it's your first ride of the season or your first time using a new vessel, take it for a test run near shore to get comfortable.

7.    Know your boat’s limits (and yours, too)

Every boat handles differently. Some turn sharply, others ride low in the water. Know how your boat responds and how much weight it can safely carry. The same goes for your boating abilities—don't push beyond your comfort zone.

8.    Review your boat insurance coverage

While boat insurance isn’t mandatory in Canada, it’s highly recommended. It protects your investment, covers liability in case of accidents, and can even help with theft or damage.

Whether you own a motorboat, jet ski, or sailboat, having the right insurance lets you enjoy your time on the water with peace of mind.

Ready to set sail? Orbit has you covered

Boating is all about fun, and with the proper safety measures, it can be worry-free too. At Orbit, we help you stay protected so you can focus on making memories on the water.

Contact an Orbit marine insurance broker today for a free, personalized quote on boat insurance. We’ll help you find the best coverage for your watercraft, lifestyle, and budget.